A specific program for veterans of military operations and labor in the Savings Bank, despite the fact that this bank is a state, no. If it is a mortgage, then it can be obtained on general terms, or within the home loans for Texas vet. Do not count on a guaranteed 100% positive result. The highest chances for approval of an application are only among NIS participants.
Privileged home loans for Texas vet in the Savings Bank war veterans can also receive only if they are participants in the NIS. In this case, they already have to be issued a mortgage (in Alfa Bank, Sberbank or in another organization), or they draw up it at this moment. This borrower can spend this additional loan on preferential terms to repay a part of the mortgage loan, to pay a contribution, or for any other personal purposes. It is not necessary to explain what exactly money will be spent on when making a loan. We must not forget about mortgage insurance, which is offered in all financial institutions. The maximum possible amount that can be obtained within such a loan does not exceed 1 million rubles, the minimum amount is 15,000 rubles. The interest rate will depend on the loan amount. If it is below 500 000 rubles, the interest rate will be equal to 19.5%, if more, but does not exceed 1 000 000 – 18.5%. If you take a loan for more than 500 000 rubles, you must necessarily have a guarantor. What does it take for a veteran to get a soft loan? Everything depends on what is required in a particular bank that offers such services. Typically, this is the standard set of documents that the borrower must provide, along with the application. Also, he must provide the bank with documents that officially confirm that he is a veteran.
What are the chances of a veteran getting a home loans for Texas vet on preferential terms? As it was mentioned above, the banks themselves do not provide such preferential terms in the overwhelming majority of cases. It is possible to rely only on the state, having addressed in corresponding bodies, having risen in turn, etc. Therefore the credit will be made out on preferential terms, and the state already in the form of the grant will soften bank conditions for the borrower. If state support is not initially confirmed, there is a high probability that the bank can refuse to issue a loan. The fact is that many veterans are disabled, do not work, etc. In this case, without the support of the state, the chances of obtaining a loan, especially for a large sum, are minimal.